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4275 Executive Square Suite 200
La Jolla, CA 92037
(858) 754-8277
NATALIE C. PAPAGNI, CPA
Tax, Planning & Advisory Services
A Different Kind of CPA Firm
Serving
High-Income Earners, Physicians, Entrepreneurs & Privately-Held Companies
That Expect & Deserve More.
SERVICES
Expertise in Areas that Matter to You Most
Transforming Complexity into Clarity, Tax Savings & Peace of Mind
Natalie C. Papagni, CPA
Tax, Planning & Advisory Services
La Jolla, Greater San Diego & California
Natalie C. Papagni, CPA - Tax, Planning & Advisory Services provides advanced tax planning, tax preparation & advisory services for clients with financial complexity.
Clients include professionals and high-income earners, physicians & healthcare professionals, business owners - entrepreneurs, s-corps, LLCs, partnerships and successful sole proprietorships that value clarity, tax-savings and efficiency.
Tax, Planning & Advisory Services
Strategic Tax Planning
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Federal and state tax projections, scenario analysis
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Architecting a multi-year tax strategy and plan
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Coordination of multiple income streams
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Avoiding / minimizing AMT
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Managing MAGI phase-out limits
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Tax planning strategies for equity compensation (ISOs, RSUs, NSPs & Founder Stock)
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Net Investment Income Tax (NIIT) minimization
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K-Is & complex investment planning
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Launching a new business
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Real estate rental tax planning
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DAFs &contribution strategies
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Roth conversion analysis
Federal & State Tax Preparation
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Individual tax returns
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Corporate tax returns
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S-corporation tax returns
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LLC tax returns
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Partnership tax returns
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Trust & estate tax returns
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Gift tax returns
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FBAR filings
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Amended tax returns
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Quarterly estimated tax payments
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Quarterly tax management
Advisory Services for Owner - Entrepreneurs, S-corps, LLCs & Partnerships
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Business entity selection
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Tax strategy & planing
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S-corporation 2553 filing, financial set-up & implementation
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LLC formation, tax elect election guidance, financial set-up & implementation
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Holding companies & multi-entity layering
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Reasonable compensation & benefits
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PTET elections
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Retirement plan selection; SEP-IRA, solo 401k/401k and defined benefit plans, Mega-backdoor Roths Depreciation strategies
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Late S-corporation elections
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1031 exchanges
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Optimizing the benefits of business ownership
Frequently Asked Questions (FAQs)
What types of clients does Natalie C. Papagni, CPA serve?
Natalie C. Papagni, CPA is a La Jolla, California CPA firm serving high-income earners, physicians and healthcare professionals, executives with equity compensation, owner-entrepreneurs, and businesses throughout California.
What S-corporation services does the firm provide?
Natalie C. Papagni, CPA provides comprehensive S-corporation services in California: s-corporation election analysis, formation and set-up guidance, s-corporation tax planning, reasonable compensation analysis, shareholder basis and distribution planning, S-corporation health insurance compliance (W-2 reporting requirements), retirement plan design, California PTET elections, and preparation of Form 1120-S coordinated with the shareholders' individual returns. Coordinating entity and personal returns under one CPA is where much of the tax benefit is captured.
Does the firm specialize in physicians?
Yes. Natalie C. Papagni, CPA advises physicians across all employment structures — W-2 hospital employment, 1099 independent contractor income, private practice ownership, and combinations of the three. Common engagements include entity selection and S-corporation election analysis, layered retirement plans (Solo 401(k), defined benefit, and cash balance plans), coordination of hospital 403(b) and 457(b) plans with practice-side plans, quarterly tax management, and Section 199A QBI deduction planning around SSTB income thresholds.
Does the firm handle multi-state tax returns?
Yes. Natalie C. Papagni, CPA regularly prepares multi-state individual and entity tax returns, including California Form 568 for LLCs, nonresident state returns, and filings across states such as Colorado, Arizona, Utah, and Nevada. The firm also advises on residency and domicile questions and state-specific elections for clients with income, entities, or property in multiple states.
Can the firm fix mistakes made by a previous tax preparer?
Yes. Natalie C. Papagni, CPA reviews returns prepared by prior CPAs and preparers, and handles remediation directly: amended individual and business returns, corrective filings for retirement plan contribution errors, and penalty abatement requests where reasonable cause exists.
How do I contact Natalie C. Papagni, CPA?
Natalie C. Papagni, CPA is located at 4275 Executive Square, Suite 200, La Jolla, CA 92037, serving clients throughout San Diego and California. You can reach us at (858) 754-8277 or service@lajollataxcpa.com, schedule a complimentary introductory call or zoom meeting following the link on our website or fill out the contact form.
What is the value of tax planning? Will it pay for itself?
For most clients with a business entity or complex income, yes — often several times over. Prior to beginning an engagement, Natalie C. Papagni, CPA - Tax, Planning & Advisory Services works on fixed, flat fee agreements. If additional information is provided during an engagement increasing engagement complexity or scope, we will discuss the additional work effort required and agree upon any additional fees.
Do I need to be in La Jolla or San Diego to work with you?
No. Natalie C. Papagni, CPA - Tax, Planning & Advisory Services serves professionals & high-income earners, physicians & healthcare professionals, business owners - entrepreneurs and businesses throughout California. We generally travel to Northern California multiple times a year for client meetings. Our full encrypted file sharing portal, state of the art technology, responsiveness, and availability for Zoom meetings and phone calls make location irrelevant.
What is the company's culture?
Our company is rooted in four key values– quality, compassion, integrity, and always striving to add high-impact value and results. We are committed to building authentic and genuine relationships, deliver excellence, exceed expectations and supporting the clients and communities we serve.
Can I work with Natalie C. Papagni, CPA - Tax, Planning & Advisory Services if I'm not currently a high-income earner however that is my future?
Yes. Natalie C. Papagni, CPA- Tax, Planning & Advisory Services is, in fact, currently working with a number of Residents in the last year of their Residency, professionals with vesting RSUs and new business owners that are not currently high-income earners, however benefit from our financial and multi-year strategic tax planning guidance as their financial growth trajectory is strong.
I have a busy schedule, making it difficult to schedule a meeting business hours. Are you available to meet early evenings and on Saturdays?
Yes. Natalie C. Papagni, CPA - Tax, Planning & Advisory Services frequently schedules early evening, Saturday and Sunday appointments (by appointment only) for busy professionals via phone, Zoom and/or in-person. In fact, we prefer to schedule meetings in the early evening, on Saturday or on Sunday vs during business hours if a meeting during business hours would be inconvenient for our client, our meeting would be rushed, our client would be distracted and or frequently interrupted making it difficult to have a focused, high-value-add meeting. Having a high-quality meeting is important to us.
What is your fee structure?
Natalie C. Papagni, CPA - Tax, Planning & Advisory Services offers fixed fee tax, planning & advisory engagements with fees quoted and agreed-upon in advance. After discussing your situation, interests and goals and reviewing prior-year tax returns we'll provide a fixed, flat fee for the engagement — whether that's tax preparation, a focused planning project, or year-round advisory with quarterly meetings — so you know exactly what the work costs before it begins.
Natalie C. Papagni, CPA
Tax, Planning & Advisory Services
4275 Executive Square
Suite 200
La Jolla, CA 92037
(858) 754-8277
CPA & Tax Strategist
for High Income Earners, Physicans, Entrepreneurs and Businesses
La Jolla, Greater San Diego & California
Who We Serve
The firm is a CPA for high-income households in San Diego, a CPA for physicians in La Jolla, and a CPA for S-corp owners across California. Clients include tech executives in San Diego with equity compensation, business owners and entrepreneurs, private practices, and professionals with K-1 income — each served with situation-specific expertise from residency to retirement.
Tax Planning, Preparation & Advisory Services
Whether you are an individual and high-income earner, physician, professional or executive with with equity compensation (ISOs, RSUs, NSOs or founder stock), s-corporation shareholder, LLC member or partner with a business, we have the expertise you need to succeed.
Serving La Jolla, Greater San Diego & California
Based in La Jolla, serving clients in La Jolla, greater San Diego and throughout California, at Natalie C. Papagni, CPA - Tax, Planning & Advisory Services, you work directly with the Principal to receive the technical expertise found at leading CPA firms coupled with the personalized attention, responsiveness, and unhurried attention found at boutique firms - without the elevated fees. executives, physicians and healthcare professionals, business owner - - entrepreneurs, and businesses statewide.