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4275 Executive Square Suite 200
La Jolla, CA 92037
(858) 754-8277
NATALIE C. PAPAGNI, CPA
Tax, Planning & Advisory Services
A Different Kind of CPA Firm
Serving
High-Income Earners, Physicians, Entrepreneurs & Privately-Held Companies
That Expect & Deserve More.
PRINCIPAL
Natalie C. Papagni, CPA & Tax Strategist
Precision. Integrity. Results.
Natalie C. Papagni is a CPA, Tax Strategist and the Founder & Principal of Natalie C. Papagni, CPA - Tax, Planning & Advisory Services.
With more than 15 years of experience as a tax CPA, Natalie C. Papagni architects tax strategy, guides advanced planning, personally prepares her client's individual, business and trust tax returns, and provides specialized advisory services in areas that matter to them most. A licensed California CPA and AICPA member, Natalie offers the credentials, experience and precision found at leading CPA firms, including CliftonLarsonAllen (CLA), Armanino LLP, SingerLewak LLP and UBS, with the direct access, responsiveness and unhurried attention of a boutique La Jolla, California private practice.
Natalie is passionate about building genuine relationships with each client - understanding their unique interests, concerns and what matters to them most - and meticulously applying her expertise to help them minimize tax liabilities and effective tax rates, file timely and accurate individual, business & trust tax returns, plan for their future and live their best lives.
Natalie earned her B.A. in Economics from the University of California, Irvine, and is an active member of the AICPA and the Solana Beach Chamber of Commerce.
Career Highlights
National firm technical depth
Leadership roles at CLA, Armanino LLP and SingerLewak LLP - serving high-income individuals, s-corporations, LLCs and partnerships
Prior Wealth Manager & Vice President, Investments, UBS
Credentials
Licensed CPA, California Board of Accountancy (2006)
Member, AICPA
B.A. Economics, University of California, Irvine
What does Natalie C. Papagni, CPA specialize in?
Strategic Tax Planning
Strategic tax planning
Multi-year federal and state tax projections
S-corporation structuring and compliance
California PTET elections
RSU / ISO / NSO equity compensation planning
MAGI Management and NIIT reduction
QBI S199 optimization
Roth Conversions
Capital gains timing and management
Real estate & 1031 exchanges
OBBBA 2025 - 2029 provisions
Retirement Plan Layering (Solo 401(k), DB/CB plans)
Tax Preparation
Individuals
Professional Medical Corporations
S corporations
Partnerships
Limited Liability Companies (LLCs)
Sole Proprietorships
Trust, Estate & Gift Tax Returns
Late S-corporation Elections
Amended Tax Returns
FBAR Filings
Advisory Services
Financial and Advanced Tax Planning for Professionals, High-Income Earners,
Physicians & Healthcare Professionals, Business Owners - Entrepreneurs & Businesses
Mult-entity financial and tax planning
ISO / RSU / NSO equity compensation tax planning
Real Estate financial and tax planning
Optimizing the benefits of business Ownership
Financial & Retirement Planning
Financial Consulting
Frequently Asked Questions (FAQs)
What makes Natalie C. Papagni, CPA different than other CPAs in La Jolla and greater San Diego?
Natalie C. Papagni, CPA - Tax, Planning & Advisory Services is a forward-focused practice focused on assisting clients make smart, timely and intentional decisions to minimize current and future year tax liabilities, filing accurate tax returns, increase financial efficiencies and liv their best lives.
In contrast, most CPAs spend the majority of their time working with historical figures to prepare reports.
At Natalie C. Papagni, CPA, clients work directly with the Principal of the firm; clients are not handed off to junior and mid-level staff, and paying for multiple levels of employees and related overhead.
Natalie C. Papagni, CPA specializes in advanced tax planning and individual, business, trust and estate tax preparation for high-income earners - and what matters most to professionals, physicians and healthcare professionals and business owners - entrepreneurs, versus being a generalist serving the general population. entity structure with your financial intentions
What is the best way to contact Natalie C. Papagni, CPA - Tax, Planning & Advisory Services?
The best first-step is to schedule a consult with Natalie here or call (858) 754-8277. If Natalie is in a meeting and unable to answer your call, she will be in touch with you within 24 hours. Following the conversation, Natalie will let you know if there is a strong fit between your situation, interest and objectives and the firm's business model.
What issues do individuals and business owners you meet for the first time often have?
Many individuals who come to us for the first time previously worked with small, mid-sized, or large CPA firms whose approach was often compliance-driven, historically focused, high-volume, and reactive rather than proactive and strategic. Many became frustrated by impersonal service models involving multiple staff members, inconsistent communication, limited responsiveness, high fees, avoidable errors, and mediocre results.
Many clients had remained with prior firms for years without ever receiving meaningful education or guidance regarding the tax and financial issues most important to them. Instead, they often received generic, “one-size-fits-all” tax planning rather than personalized strategic advice tailored to their specific circumstances and goals.
Fortunately, our clients do not experience these issues.
How is your work different from a traditional CPA relationship?
Many CPA's view their client relationships as transactional and retrospective. At Natalie C. Papagni, CPA - Tax, Planning & Advisory Services, we value and respect every client we serve and invest the time to build a productive, high-trust relationship. Unlike most CPA's, we are forward-focused, and ensure our clients have the information they need to make smart, timely and effective decisions to achieve optimal tax outcomes - year after year. For most of our clients, the preparation of year-end federal and state tax returns is the final step of the year's tax planning initiative - not the primary service we provide.
What should I look for when searching for a CPA near me in La Jolla, greater San Diego and California?
You will want to definitely look for a CPA with deep expertise in areas relevant to your financial and tax structures that places a strong emphasis on building a relationship, understanding what truely matters to you most, and how you like to communicate, and has an unwavering commitment to quality, integrity, transparency, upholding tax laws and service excellence.
Which La Jolla CPA firm can prepare my personal tax returns and tax returns for my businesses?
Natalie C. Papagni, CPA- Tax, Planning & Advisory Services is a La Jolla CPA firm that commonly performs coordinated advanced tax planning and coordinated tax preparation for a business owner -entrepreneur and the business(es) they own and control in La Jolla, greater San Diego and throughout California.
Can I work with Natalie C. Papagni, CPA - Tax, Planning & Advisory Services if I'm not currently a high-income earner however that is my future?
Often yes. Natalie C. Papagni, CPA- Tax, Planning & Advisory Services is, in fact, currently working with a number of Residents in the last year of their Residency, professionals with vesting equity compensation (RSUs, ISOs, NSOs, restricted stock) and new business owners that will benefit from advanced tax planning to prepare for the future.
Are you available to meet early evenings and on Saturdays?
Yes. Natalie C. Papagni, CPA- Tax, Planning & Advisory Services frequently schedules early evening, Saturday and Sunday appointments (by appointment only) for busy professionals via phone, Zoom and/or in-person. In fact, we prefer to schedule meetings in the early evening, on Saturday or on Sunday vs during business hours if our meeting would be rushed, our client would be distracted.
Natalie C. Papagni, CPA
Tax, Planning & Advisory Services
4275 Executive Square
Suite 200
La Jolla, CA 92037
(858) 754-8277
Natalie C. Papagni, CPA - Principal & Tax Strategist
Clients We Serve
Natalie C. Papagni, CPA is a tax strategist and founder and principal of the Natalie C. Papagni, CPA - Tax, Planning & Advisory Services. Natalie works directly with individuals & high-income earners, including physicians & healthcare professionals, executives with equity compensation, business owner - entrepreneurs, S-corporations, Limited Liability Companies (LLCs), partnerships and successful sole proprietorships in La Jolla, greater San Diego and throughout California.
Tax Planning, Planning & Advisory Services
With more than 15 years of experience as a tax CPA, Natalie C. Papagni architects tax strategy, guides advanced planning, personally prepares her client's individual, business and trust tax returns, and provides specialized advisory services in areas that matter to them most. A licensed California CPA and AICPA member, Natalie offers the credentials and precision of a large firm with the direct access of a boutique La Jolla, California private practice.
Serving La Jolla, Greater San Diego & California
Natalie is an experienced tax CPA in San Diego and a trusted advisor across California, serving clients throughout La Jolla, greater San Diego, and the state — combining deep technical expertise with the personal, direct relationship that defines the firm.